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Saving Money

How To Use Payday Loans

Payday loans are never a good solution to long-term financial problems but for many, they are a necessary evil. Sometimes payday loans are the only solution readily available to address an unexpected expense.  Payday loans carry interest rates as high as 400% in some states, borrowers are often trapped paying two to three times the principal […]

What Is A Credit Union?

You probably have a credit union in your local neighborhood but may not be aware of the uniqueness of it. A lot of people think that a credit union and a bank are the exact same type of financial institutions but that is not the case. Credit unions are in some ways very similar to […]